About Bridging Finance
Transparent, clear, and professional bridging advice from regulated advisers.
What We Do
Regulated Bridging Finance
Our firm and all of our advisers are regulated by the FCA.
Independent Advice
We have no ties to specific lenders, putting you first.
Transparent Service
We’re very open about what we do, how it works, and what we charge.
About Us
Bridging Finance is a specialist bridging finance broker, based in Bristol.
We help all kinds of people get access to competitive bridging finance: from everyday home-buyers and downsizing retirees, to property investors and developers. We’ve seen it all.
We’re a brokerage and not a lender, which means we provide independent advice and support for your bridging loan application. We compare and negotiate terms and rates on your behalf from multiple lenders across the market, handle the paperwork, and keep you informed and comfortable with the process throughout.
We typically operate by phone and video call, but if you’d like to pop into the office for an in-person chat, we’d be happy to meet you.
To learn more about how bridging loans work, read our full guide to bridging loans.
To see how much you could borrow and how much it could cost you, try our bridging calculator.
And to understand more about how we work at Bridging Finance, including our fees (or lack of…), keep scrolling!
Borrow up 80% of your property value
Your loan can be secured against both the property you’re buying and the one you’re selling.
Free, Regulated Bridging Advice
We are regulated by the FCA which means we can advise on regulated (residential) bridging loans as well as commercial / buy to lets. Plus, we can advise on your mortgage exit if you need us to, and we don’t charge a fee.
Compare Rates With Us
We get quotes from multiple bridging lenders on your behalf, to ensure you’re getting the right product for you, at the cheapest rate available.
How we Do it
Get a Free Quote
Tell us what you’re looking to do, and we’ll advise whether it’s possible and roughly how much it’ll cost you.
Decide if It's Right For You
Taking out a bridging loan is a big decision! We’ll provide our honest opinion of whether it’s right for your situation, and we’ll help you understand the process and costs from top to bottom before you decide.
Compare Rates
If you go ahead, we’ll compare rates from multiple bridging lenders to find you the right product for you at the best rate possible.
Decision in Principle
We’ll then secure your decision in principle within 24-48 hours. You can send this to an estate agent to bolster your offer on a property.
Apply
When you’re ready, we’ll handle the paperwork and submit your formal loan application for you.
Purchase Complete
We’ll chase through your application and liaise with your solicitor, the vendo and their solicitor, and the estate agent to make sure your purchase goes through as smoothly as possible.
Exit
We’ll be here to help throughout your loan term until you repay it. If you’re refinancing with a standard mortgage, we can arrange that for you too.
Get a Free Quote
Unbiased
We’re a brokerage with no ties to any one lender. So, we put your best interests first.
Compare Options
We compare rates and products from multiple lenders, and then walk you through the best options.
Support
Our business is built around serving our customers. We are responsive, responsible, and proactive.
Transparent
We are transaparent on everything we do – from our own fees to the charges you’ll pay for your bridging loan.
Fee Free
We do not charge you a fee for our advice and support. Learn why this is →
Qualified
All of our bridging loan advisers are qualified with a Certificate in Mortgage Advice and Practice (CeMAP).
Client Testimonials
“Luther was brilliant – he worked till late to ensure we got the best rates in the market even to the day before the exchange, and personalised it to our individual circumstances. We knew we could count on Luther despite having a lot of challenges with our conveyancers. Great to see him deliver what he promised!”
“We were looked after by Louis – he was responsive, knowledgeable, and had a very can-do attitude. We were kept informed throughout the process and we were both very relaxed, knowing everything was in good hands.”
“Luther helped me secure the house I wanted to buy before I’d completed the sale of my previous house. His communication was excellent throughout and the products he arranged were both a perfect fit for my requirements and, in my opinion, extremely cost effective.”